Press Releases

Invest with 94% percent minimum redemption value at maturity:
The new “HVB bond with 94% minimum repayment 10/2029” based on the “Ethik Evolution Strategy Index”

• New bond with 94% minimum repayment based on the “Ethik Evolution Strategy Index” offers scope to take maximum benefit from positive index developments
• Minimum 94% repayment of face value by issuer at maturity
• Bond matures after eight years and can be sold under normal market conditions, either on the exchange or over the counter. 

The basis for development of the “HVB bond with 94% minimum repayment 10/2029” is the “Ethik Evolution Strategy Index”. The index tracks the performance of the “Amundi Ethik Fonds Evolution – T” mixed fund, taking into account a flexible hedging system. The “Ethik Evolution Strategy Index” consists of two components, the “Amundi Ethik Fonds Evolution – T” and the “HVB 3 Months Rolling Euribor Index” money market index.  The "Amundi Ethik Fonds Evolution - T" is a mixed fund with the objective of long-term income growth while adhering to a dynamic risk budget. The fund invests globally and is guided by ESG sustainability criteria. ESG stands for Environment, Social and Governance. The “HVB 3 Months Rolling Euribor Index” money market index is calculated by UniCredit Bank AG and reflects the performance of an investment that is renewed every three months at an interest rate corresponding to the three-month Euribor.

The aim of the “Ethik Evolution Strategy Index” is to participate in the performance of the “Amundi Ethik Fonds Evolution – T” mixed fund in a risk-optimised manner, taking into account a flexible hedging system. For this purpose, the system determines the participation of the controlling “Ethik Evolution Strategy Index” in the mixed fund on the basis of the volatility (fluctuation in value) of the “Amundi Ethik Fonds Evolution – T” mixed fund. The higher the volatility of the mixed fund, the higher the proportion invested in the money market index. The lower the volatility of the mixed fund, the higher the proportion invested in the fund.

Mauro Maschio, Member of the Board “Privatkundenbank” of UniCredit Bank Austria: “With the new HVB bond with 94% minimum repayment based on the ‘Ethik Evolution Strategy Index’, we are offering investors an interesting investment opportunity in the current low-interest environment while also considering ESG-criteria. Investors are also given the opportunity to participate in the performance of the 'Amundi Ethik Fonds Evolution – T' fund in a risk-optimised manner. We have focused on the issues of sustainability and social responsibility for a long time. In the light of the Corona crisis and the increasingly visible effects of the climate crisis these topics are becoming even more important.”

The closing value (reference price) of the “Ethik Evolution Strategy Index” (base value) is determined on the initial observation date, 18/10/2021. This is used to calculate the base price (94% of the reference price).

The reference prices from the first and last observation dates are then used to calculate the performance of the index. If, on the last observation date, the reference price of the index is the same as or more than the base price, redemption ensues per bond on the redemption date, 22/10/2029, at the nominal value of EUR 1000 plus positive or minus negative performance on a percentage basis multiplied by the nominal value. This means that the repayment amount on the redemption date may also be less than the nominal value of EUR 1000 but will amount to no less than EUR 940 per bond. Should the index's reference price be less than the base price on the last observation date, then redemption will be paid at the minimum redemption amount of EUR 940 per bond. Any loss is therefore limited to a maximum of 6% of the face value.

The capital is invested for a total of eight years and the bond can be sold under normal market conditions, either on the exchange or over the counter. The underlying “Ethik Evolution Strategy Index” is calculated in euro. UniCredit Bank AG is the index sponsor and index calculation agent.

The issue in detail:
“HVB bond with 94% minimum repayment 10/2029” based on the “Ethik Evolution Strategy Index” 

Disclaimer:
This advertisement is for publicity purposes only, and does not constitute investment advice or an investment recommendation, product recommendation, solicitation to buy or sell this bond or solicitation to make such an offer. It serves only as initial information, and is no substitute for advice or information based on the investor's individual circumstances and knowledge. Every capital investment is associated with risk. The value of the investment and the amount of yields may fluctuate suddenly and to a considerable extent, and therefore cannot be guaranteed. There is a possibility that the investor may not receive the entire amount invested. Total loss of the capital invested is possible. Investors are exposed to the risk that the issuer may not be able to meet its obligations under "HVB bond with 94% minimum repayment 10/2029", for example in the event of insolvency (debt default/overindebtedness) or an official order. This default risk also applies if, in the event of financial distress of the issuer, a creditor participation procedure (bail-in) is officially initiated by the competent resolution authority. Total loss of the capital invested is possible. There is no deposit guarantee for securities. 
This advertisement does not constitute a prospectus within the meaning of the EU Prospectus Regulation - (EU) 2017/1129. Only the information contained in the published Final Terms of the Structured Bonds and the Base Prospectus dated 31 May 2021, including any amendments or additions approved by the Federal Financial Supervisory Authority (BaFin) and communicated to the Financial Market Authority (FMA), is legally binding and authoritative. The approval of the prospectus is neither a recommendation nor any other endorsement to acquire these securities of UniCredit Bank Austria AG. It is recommended that these documents be reviewed carefully before making any investment decision in order to fully understand the potential risks and rewards of making an investment decision. The Final Terms and the Base Prospectus as well as prospectus supplements are available free of charge at https://www.onemarkets.at/content/onemarkets-relaunch-at/de/productpage.pdf?document=FT_DE000HVB5TG9.pdf or at www.onemarkets.at/basisprospekte (for investors in Austria) and www.onemarkets.de/basisprospekte (for investors in Germany and Luxembourg) and at UniCredit Bank Austria AG, Rothschildplatz 1, 1020 Vienna, and in the branches of UniCredit Bank Austria AG. 
The basic information sheet for the aforementioned "HVB bond with 94% minimum repayment 10/2029" is available free of charge in the branches of UniCredit Bank Austria AG and at www.onemarkets.at/kid/DE000HVB5TG9.
Bank Austria is happy to advise you on all opportunities, risks and expenses incurred.
You are about to purchase a product that is not simple and may be difficult to understand. 
US citizens and residents, taxpayers, and/or companies in the US may not offer or purchase the above structured product.

Enquiries
UniCredit Bank Austria Press Office
Matthias Raftl, Tel.: +43 (0)5 05 05-52809;
Email: matthias.raftl@unicreditgroup.at