Your
free
student account1
Ready for tomorrow. With our student account and lots of benefits.
Studentenkonto Sujet
Chance to win your iPhone 16 Pro
Get the chance to win one of 3 iPhone 16 Pro! Open your free student account and automatically enter the giveaway.*
Contactless Payment with Apple Pay
Pay with your iPhone, iPad, Mac or Apple Watch.2 Activate Apple Pay in your MobileBanking app or via Apple Wallet.
Your debit card: as unique as you
You will receive your debit card including contactless functionality (NFC).
Banking anywhere, anytime
The MobileBanking app makes your life easier: use fingerprint or Face ID login, transfers using photos and more for fast and secure banking anywhere.
With the ZOIN feature in our "Mobile Geldbörse" app, you can send to or request money from your contacts.
How your account helps the environment
For every euro in your account, we put one euro into funding sustainable projects. That is why the GoGreen-student account has been awarded the Austrian Ecolabel.3
You can find all the information about counter-financing on our sustainability-page.
Credit card
With the affordable Bank Austria Mastercard Gold Studen, you'll be prepared fmany things in your student life. Whether it's a study trip, vacation or buying university books.
- EUR 2.50 / month4
- Extensive insurance benefits
- Around 100 million acceptance partners worldwide
- Secure shopping with your MobileBanking app
- PIN of your choice
- Comprehensive protection for online purchases
- Google Pay and Apple Pay from May 2025
- Mastercard Touch CardTM for more accessibility
To the Mastercard Gold Student (in German)
Kreditkarten Overlay
Your account, your benefits
Gewinnspiele
Giveways
Ticketing
Ticketing
BalleKart Wien
BattleKart Wien
CashBack Mobile
CashBack Mobile
Follow Our Journey
Links & Hinweise
Account fee information document (PDF)Legal information
| * |
All student accounts opened for the first time between April 1, 2025, and May 15, 2025, will automatically be entered into the prize draw. You can win one of 3 APPLE iPhone 16 Pro, 128GB, Titan black. The draw will be conducted privately. Legal recourse is excluded. A cash alternative to the prize is not possible. Only one entry per person is allowed. Employees of Bank Austria and their relatives are excluded from participation. Winners will be notified via email. If you do not wish to participate automatically, you can withdraw your entry. Simply send us a message at studenten@unicreditgroup.at. |
| 1 | The student account is free of charge, provided there is a positive account balance. Student accounts are available for students up to the age of 30. Student accounts whose holders have reached the age of 30 are automatically converted to an online account. |
| 2 | A list of Apple Pay compatible devices is available at https://support.apple.com/de-at/HT208531. |
| 3 | The “GoGreen-student account” was awarded the Austrian Ecolabel by the Austrian Federal Ministry for Climate Protection, Environment, Energy, Mobility, Innovation and Technology because the projects financed through the deposits in this account take into consideration ecological and social besides economic criteria. The Environmental Certificate is a guarantee that these criteria and their implementation are suitable for selecting specific projects. This was verified by an independent body. The award of the Austrian Environmental Certificate does not constitute any economic evaluation and is not an indicator for the financial product’s future performance. |
| 5 | The card fee is charged annually for 12 months in advance (i.e. 30 euros), but is refunded pro rata on termination. Credit cards are issued subject to creditworthiness. Until the end of your studies, at the latest until you reach the age of 30. |