Press Releases

Sustainable and risk-optimised investment:
The new HVB Garant bond 09/2028 based on the “Ethik Evolution Strategy Index”

• 100 percent participation in a rising price of the “Ethik Evolution Strategy Index”
• Capital security for the entire capital invested at maturity by the issuer
• The term is six years and three months, whereby the bond can be sold under normal market conditions  

The performance of the “HVB Garant Anleihe 09/2028” is based on the “Ethik Evolution Strategy Index”. The index tracks the performance of the mixed fund “Amundi Ethik Fonds Evolution – T”, taking into account a flexible hedging system. The “Ethik Evolution Strategy Index” consists of two components, the “Amundi Ethik Fonds Evolution – T” and the money market index “HVB 3 Months Rolling Euribor Index”.

Daniela Barco, Member of the Management Board of UniCredit Bank Austria responsible for Retail, emphasises: “With the new 'HVB Garant Anleihe 09/2028' based on the 'Ethik Evolution Strategy Index', we are offering investors an interesting opportunity to invest in sustainably operating companies in the current low interest rate environment while participating in the performance of the 'Amundi Ethik Fonds Evolution - T' mixed fund in a risk-optimised manner.”

The “Amundi Ethik Fonds Evolution – T” is a mixed fund with the objective of long-term income growth while adhering to a dynamic risk budget. The fund invests worldwide and is oriented towards ESG sustainability criteria. ESG stands for Environment, Social and Governance. Environmental and social aspects as well as corporate governance are therefore considered. 

The money market index “HVB 3 Months Rolling Euribor Index” is calculated by UniCredit Bank AG and reflects the performance of an investment that is rolled over at 3-month intervals and bears interest at a rate corresponding to the 3-month Euribor.

The objective of the “Ethik Evolution Strategy Index” is to participate in the performance of the “Amundi Ethik Fonds Evolution – T” mixed fund in a risk-optimised manner, taking into account a flexible hedging system. To this end, the system uses the level of volatility (fluctuation in value) of the “Amundi Ethik Fonds Evolution – T” mixed fund to determine the participation of the parent “Ethik Evolution Strategy Index” in the mixed fund. The higher the volatility of this mixed fund, the higher the proportion invested in the money market index. The lower the volatility of this mixed fund, the higher the proportion invested in it. This approach is intended to reduce the risk of loss for investors in volatile market situations.

On the initial observation date, the closing price (reference price) of the “Ethik Evolution Strategy Index” (underlying) is determined. The strike price (100 percent of the reference price) is calculated from this. At the end of the term, the price of the underlying is observed again. The performance of the underlying is then calculated from the reference prices of the initial and last observation date. For this purpose, the reference price of the underlying on the last observation date is divided by the reference price on the initial observation date. One is subtracted from the result and the result is multiplied by 100. This results in the percentage performance of the underlying.

If the reference price of the underlying is at or above the strike price on the last observation date, the redemption per bond takes place on the redemption date, at the nominal amount of 1,000 Euros plus the positive percentage performance multiplied by the nominal amount. 

If the reference price of the underlying is below the strike price on the last observation day, the capital protection kicks in and redemption takes place at the nominal amount of 1,000 Euros per bond.

The capital is invested for a total of six years and three months, whereby the bond can be sold on and off the stock exchange under normal market conditions. The underlying “Ethik Evolution Strategy Index” is calculated in Euro by UniCredit Bank AG (index sponsor and calculation agent).

Enquiries:
UniCredit Bank Austria Press Office, 
Julia Schwendtner, Tel.: +43 (0) 5 05 05-52854;
e-mail: julia.schwendtner@unicreditgroup.at
 
The issue in detail:
HVB Garant Bond 09/2028 based on the Ethik Evolution Strategy Index

Disclaimer:
This advertisement is for advertising purposes only and does not constitute investment advice or an investment recommendation, a product recommendation, an invitation to buy or sell this bond or an invitation to make such an offer. It serves only as initial information and cannot replace advice based on the individual circumstances and knowledge of the investor. Every capital investment is associated with risk. The value of the investment as well as the amount of the income may fluctuate suddenly and to a considerable extent and thus cannot be guaranteed. There is a possibility that the investor may not get back the entire amount invested. A total loss of the invested capital is possible. Investors are exposed to the risk that the issuer may not be able to meet its obligations under the "HVB Garant Anleihe 09/2028", for example in the event of insolvency (illiquidity/overindebtedness) or an official order. This default risk also comes into play if, in the event of the issuer's financial difficulties, a bail-in procedure has been initiated by the competent resolution authority. A total loss of the capital invested is possible. There is no deposit protection for securities. 
This advertisement does not constitute a prospectus within the meaning of the EU Prospectus Regulation - (EU) 2017/1129. Only the information contained in the published Final Terms of the Structured Notes and the Base Prospectus dated 31 May 2021, together with any amendments or supplements thereto, which has been approved by the German Federal Financial Supervisory Authority ("BaFin") and notified to the Financial Market Authority ("FMA"), shall be legally binding and authoritative. The approval of the Prospectus should not be construed as a recommendation or other endorsement to acquire these securities of UniCredit Bank Austria AG. You are advised to read these documents carefully before making any investment decision in order to fully understand the potential risks and rewards involved in deciding to invest. The Final Terms and the Base Prospectus as well as any supplements to the Prospectus are available free of charge at https://www.onemarkets.at/content/onemarkets-relaunch-at/de/productpage.pdf?document=FT_DE000HVB6N77.pdf or at www.onemarkets.at/basisprospekte (for investors in Austria) and www.onemarkets.de/basisprospekte (for investors in Germany and Luxembourg) and at UniCredit Bank Austria AG, Rothschildplatz 1, 1020 Vienna, as well as at branches of UniCredit Bank Austria AG. 
The base information sheet for the aforementioned "HVB Garant Anleihe 09/2028" is available at the branches of UniCredit Bank Austria AG and at http://www.onemarkets.at/kid/DE000HVB6N77.
Bank Austria will be pleased to advise you on all opportunities and risks as well as any expenses incurred.
You are about to purchase a product that is not simple and can be difficult to understand. 
Citizens of the USA as well as persons with residence, tax assessment and/or companies in this country may not be offered the above-mentioned structured product or may not acquire it.