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At a glance
Here you find the current terms & conditions & information as well as prices & conditions.
GENERAL INFORMATION
| Document: | As of: |
|---|---|
| General terms and conditions (PDF) | Februar 2026, effective from 1 July 2026 |
| Collection of bank correspondence (PDF) | October 2015, effective from 1. October 2015 |
| Execution policy of UniCredit Bank Austria AG (PDF) | April 2026 |
| Deposit guarantee and investor compensation (PDF) | January 2019 |
ACCOUNT & CREDIT CARD
| Document: | As of: |
|---|---|
| Credit Cards of UniCredit Bank Austria AG (PDF) | December 2025 |
| Debit Cards Customer Guidelines (Debit Mastercard) (PDF) | February 2021, effective from 1 July 2021 |
| Mastercard® Identity™ Check procedure special terms and conditions (PDF) | September 2019 |
| Payment account with basic features terms and Conditions (PDF) | February 2026, effective from 1 July 2026 |
| Smart Data Basic (PDF) | May 2025 |
APPS & ONLINE SERVICES
| Document: | As of: |
|---|---|
| BusinessNet including the information sheet authorised recipient for electronic mail (PDF) | July 2025, effective from 5 October 2025 |
| CashBack Mobile (PDF) | Effect on 1 March 2025 |
| Digital Payment Card (PDF) Valid for agreements concluded from 24 April 2025 |
April 2025 |
| Digital Payment Card (PDF) Valid for agreements concluded between 19 February to 23 April 2025 |
February 2025 |
| Electronic Banking (PDF) | January 2019, effective from 1 September 2019 |
| Online banking (PDF) | February 2026, effective from 1 July 2026 |
| SmartBanking inclusive catalogue of telephone service (PDF) | December 2020, valid from 15 February 2021 |
ACCOUNT & CREDIT CARD
| Document: | As of: |
|---|---|
| Basic account (PDF) | July 2026 |
| July 2022 | |
| April 2026 | |
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July 2026 |
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| Credit cards of UniCredit Bank Austria AG (PDF) | March 2026 |
| Credit cards - Diners Club (PDF) | April 2026 |
|
Domestic payments and account maintenance for corporate accounts and escrow accounts (PDF) |
January 2023 |
| Existing accounts (salary and pension recipients) (PDF) | July 2026 |
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July 2026 |
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July 2026 |
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July 2026 |
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| International private customers openings until 9th October 2023 (PDF) | July 2026 |
| International private customers openings from 10th October 2023 (PDF) | July 2026 |
| July 2026 | |
| July 2026 | |
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July 2026 |
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|
Personal current account in foreign currency fee information document (PDF) |
July 2026 |
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July 2026 |
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| Private banking customers (PDF) | July 2026 |
| Private accounts until 31 December 2025 and from 1 April 2026 (PDF) | July 2026 |
| Private accounts from 1 January 2026 until 31 March 2026 (PDF) | July 2026 |
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July 2026 |
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July 2024 |
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| Service and debit cards (PDF) | July 2026 |
| July 2026 |
APPS & ONLINE SERVICES
| Document: | As of: |
|---|---|
| May 2025 |
LOAN & FINANCING
| Document: | As of: |
|---|---|
|
Personal credit accounts/loans (consumer credit) services valid until 09.10.2023 (PDF) |
July 2026 |
| July 2026 | |
| July 2026 |
SECURITIES
| Document: | As of: |
|---|---|
|
July 2026 |
|
|
Securities account in foreign currency fee information document (PDF) |
July 2026 |
| July 2026 | |
|
Terms and conditions for securities trading via Online banking at a glance (PDF) |
March 2026 |
| UNIVERS EXKLUSIV-account (PDF) | July 2026 |
|
Wealth management securities account fee information document (PDF) |
July 2026 |
|
Wealth management securities account in foreign currency fee information document (PDF) |
July 2026 |
SAFES
| Document: | As of: |
|---|---|
| July 2024 |
CASH DESK SERVICES & PAYMENT TRANSACTIONS
DOCUMENTARY AND GUARANTEE BUSINESS
| Document: | As of: |
|---|---|
| October 2025 |
