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At a glance
Here you find the current terms & conditions & information as well as prices & conditions.
GENERAL INFORMATION
| Document: | As of: |
|---|---|
| General terms and conditions (PDF) | Februar 2026, effective from 1 July 2026 |
| General terms and conditions (PDF) | April 2024, effective from 1 July 2024 |
| General Terms and Conditions (PDF) | Comparison of the currently valid version and the version from February 2026, which will be valid from 1 July 2026 |
| Collection of bank correspondence (PDF) | October 2015, effective from 1. October 2015 |
| Execution policy of UniCredit Bank Austria AG (PDF) | April 2026 |
| Deposit guarantee and investor compensation (PDF) | January 2019 |
ACCOUNT & CREDIT CARD
| Document: | As of: |
|---|---|
| Credit Cards of UniCredit Bank Austria AG (PDF) | December 2025 |
| Debit Cards Customer Guidelines (Debit Mastercard) (PDF) | February 2021, effective from 1 July 2021 |
| Debit Cards Customer Guidelines (Maestro) (PDF) | February 2021, effective from 1 July 2021 |
| Mastercard® Identity™ Check procedure special terms and conditions (PDF) | September 2019 |
| Payment account with basic features terms and Conditions (PDF) | April 2024, effective from 1 July 2024 |
| Payment account with basic features terms and Conditions (PDF) | February 2026, effective from 1 July 2026 |
| Payment account with basic features terms and Conditions (PDF) | Comparison of the currently valid version and the version from February 2026, which will be valid from 1 July 2026 |
| Smart Data Basic (PDF) | May 2025 |
| Visa credit cards of UniCredit Bank Austria AG (PDF) | December 2025 |
APPS & ONLINE SERVICES
| Document: | As of: |
|---|---|
| BusinessNet including the information sheet authorised recipient for electronic mail (PDF) | July 2025, effective from 5 October 2025 |
| CashBack Mobile (PDF) | Effect on 1 March 2025 |
| Digital Payment Card (PDF) Valid for agreements concluded from 24 April 2025 |
April 2025 |
| Digital Payment Card (PDF) Valid for agreements concluded between 19 February to 23 April 2025 |
February 2025 |
| Electronic Banking (PDF) | January 2019, effective from 1 September 2019 |
| Online banking (PDF) | February 2026, effective from 1 July 2026 |
| Online banking (PDF) | February 2023, effective from 1 September 2023 |
| Online banking (PDF) | Comparison of the currently valid version and the version from February 2026, which will be valid from 1 July 2026 |
| SmartBanking inclusive catalogue of telephone service (PDF) | December 2020, valid from 15 February 2021 |
ACCOUNT & CREDIT CARD
APPS & ONLINE SERVICES
| Document: | As of: |
|---|---|
| May 2025 |
LOAN & FINANCING
| Document: | As of: |
|---|---|
|
Personal credit accounts/loans (consumer credit) services valid until October 2023 (PDF) |
July 2023 |
| Personal credit accounts/loans (consumer credit) services (PDF) |
October 2023 |
SECURITIES
| Document: | As of: |
|---|---|
|
July 2024 |
|
|
"Konto für Wertpapierdepot" in foreign currency fee information document (PDF) |
July 2024 |
| April 2026 | |
|
Terms and conditions for securities trading via Online banking at a glance (PDF) |
March 2026 |
|
March 2025 |
|
| UNIVERS EXKLUSIV-account (PDF) | July 2026 |
|
"Vermögensmanagement Konto für Wertpapierdepot" fee information document (PDF) |
July 2024 |
|
"Vermögensmanagement Konto für Wertpapierdepot" in foreign currency fee information document (PDF) |
July 2024 |
SAFES
| Document: | As of: |
|---|---|
| July 2024 |
CASH DESK SERVICES & PAYMENT TRANSACTIONS
| Document: | As of: |
|---|---|
|
July 2024 |
|
| Cash desk services (PDF) | July 2026 |
|
Payment services other prices charged openings until October 9th 2023 (PDF) |
July 2024 |
| Payment services other prices charged openings until October 9th 2023 (PDF) | July 2026 |
|
Payment services other prices charged openings from October 10th 2023 (PDF) |
July 2024 |
| Payment services other prices charged openings from October 10th 2023 (PDF) | July 2026 |
| International payment services openings until October 9th 2023 (PDF) |
July 2025 effective from 5 Oktober 2025 |
| International payment services openings until October 9th 2023 (PDF) | July 2026 |
|
International payment services openings from October 10th 2023 (PDF) |
July 2025 effective from 5 Oktober 2025 |
| International payment services openings from October 10th 2023 (PDF) | July 2026 |
DOCUMENTARY AND GUARANTEE BUSINESS
| Document: | As of: |
|---|---|
| October 2025 |
